CONTRACTORS

Mortgages
By not being tied to any financial institution, we can search the whole market to find the best product for you.

Contract workers often experience difficulty getting a standard mortgage from a high street lender for one of the following reasons:

  • As a contractor your accounts don't often reflect your up-to-date company position.
  • Most high street lenders will ask for two or three years accounts which you may not be able to provide.
  • You are unable to provide evidence of contract renewals over a one or two-year period.
  • As a contractor it can be difficult to prove your income and quite often your income will vary from month to month.

More lenders are now prepared to offer mortgages to contract workers at standard interest rates. Self certification provides a way to get a mortgage without having to provide accounts or proof of income.

Our mortgages brokers will source a mortgage for you from the entire marketplace, matching your requirements to the lenders offering the best terms. We can help first time buyers, those moving on, people looking to remortgage or raise funds and people wanting to invest in a buy to let property.

Your home may be repossessed if you do not keep up repayments on your mortgage.

For more specific advice on Mortgages, fill out the form below.
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First State IFA LTD is an appointed representative of Asset Independent Financial Advisors Ltd which is
authorised and regulated by the Financial Services Authority.
Registered Office:- West Court, Hesslewood Hall, Ferriby Road, Hessle, East Yorkshire. HU13 0LH.
Registered in England and Wales No 04326341